Partnering with Only the Best

Easy Pool Financing Options

Looking to finance your next pool project? We make pool financing a breeze. We’ll have your pool up and running in no time.

When It Comes to Pool Costs We Got You Covered

What is Pool Financing?

Many people think a brand new pool costs more than what’s in their budget. As a result, homeowners often skip on building a pool and miss out on an opportunity that’s within reach. With Coyote Creek’s pool financing options, we can make your dream pool a reality. Pool financing options include:
  • Secured or unsecured personal loans
  • Home equity lines of credit (HELOCs)
  • Financing through financial institutions and lenders
  • Financing through pool dealers and sellers (like us!)

What Quality Swimming Pool Loans Look Like

When it comes to financing a pool, you want your lender to be transparent with you every step of the way. A quality swimming pool lender offers:

At Coyote Creek Outdoors, you can have it all. We hold some of the strongest, long-standing relationships with the best lending institutions in Tennessee.

Coyote Creek’s Trusted Pool-Financing Partners

When you build a pool with Coyote Creek, you’ll have access to a network of dependable financial vendors and reputable lenders whose sole mission is to help you cover the cost of your new dream pool.

HFS Financing

“You Dream It,
We Finance It!”

  • No staged funding
  • 15+ year loan terms
  • Funds are made upfront — directly to you
  • 60-second-or-under rate checks that won’t affect your credit score

Lyon Financing

“Making Backyard Dreams Come True Since 1979!”

  • Low, fixed rates
  • Terms up to 30 years
  • Up to $200,000 available in unsecured swimming pool loans
  • Most approvals are verified within 48 hours

Independent Banking and Lending Institutions

  • Low-interest, fixed-rate swimming pool loans are available
  • Terms up to 30 years
  • Loans of $5,000 and upward available
  • Same-day funding (conditional upon approval & based on the lending institution)

Partnering with the Best Pool Financing Companies

24-48-Hour
Approval Process

Our Vendors Have 40+ Years of Experience

Low, Fixed, and Competitive Rates

Upfront
Pricing

Frequently Asked Questions (FAQ) About Financing a Pool

Can you finance an in-ground pool?

Yes! You can finance an in-ground pool in a variety of ways. Some of the most common ways our clients have funded in-ground pool builds are by:

  • Including their pool in their mortgage
  • Taking out a 2nd mortgage or home equity line of credit (HELOC)
  • Taking out an unsecured personal loan — based on credit scores, credit history, income, and debt accrued — for home improvements
How long can you finance a pool for?

Most pool loans last anywhere from 1-30 years. The length of the pool loan depends on your needs and how quickly you’d like to pay off your loan.

On average, 5-7-year swimming pool loans tend to be popular among homeowners. However, the length of time you choose to finance your new pool depends on your needs.

You could opt for shorter loan terms, but end up paying a higher monthly rate. Or, you could opt for a longer loan term, but pay more in interest over the long haul. The choice is yours. We’re happy to walk you through your options and make your life easier when it comes to your new pool build.

What credit score do I need to qualify for a pool loan?

It depends. Most lenders want to see you’ve accumulated a credit history consisting of a variety of account types and consistent investments paid over the lifetime of your earnings.

Lenders may also take a look at your income and the amount of debt you’ve accrued.
With that said, our lender Lyon Financial requires a minimum of a 640 credit score.

However, credit scores aren’t the only driving factor in whether you receive a loan. Lenders will look at your entire credit profile, past payments, and experience with past loans. Needless to say, our lenders are more than willing to work with you to make your new dream pool become a reality.

How do I get financing for a pool?

The easiest way to get faster, more convenient pool financing is by reaching out to an approved vendor for pool financing. You can also reach out to your bank, credit union, or other financial lending institution of choice.

The good news is that we’ve done the leg work and compiled a list of our preferred lending partners that we think you’ll love. Feel free to contact a Coyote Creek Outdoors pool financing specialist to learn more about seamless pool financing for your next pool project.

How is gunite different from other pools?

Gunite pools are built with a signature concrete-spraying process. Gunite shotcrete — a mixture of sand, cement, and water — is sprayed at high velocities onto a steel framework, all of which then forms the shape of your new pool.

With a gunite pool, you’ll have more flexibility in customizing the shape of your pool than with a fiberglass or pre-fabricated pool.

How is gunite shotcrete used in a gunite pool?

Pressurized concrete guns spray the mixture of sand, water, and cement onto the framework of your pool.

The resulting concrete then cures. During this process, gunite artisans shape the concrete into the pool’s frame.

As our gunite specialists apply the concrete to your new pool frame, your new pool literally takes shape.

Interested in a New Pool?

Start making memories with a custom-made luxury pool for your backyard. To get started, reach out to one of our expert Tennessee pool builders.